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Recurring Transactions

Recurring Transactions add the same positive or negative amount on a daily, weekly, monthly, or yearly schedule. Creating, changing, or re-enabling a recurring schedule requires Money Owed Pro and ownership of the account. An existing schedule can be disabled without Pro.

Open Recurring

Open an account you own and choose More > Recurring. The Recurring screen shows enabled and disabled schedules, their status, and recent transactions under Added Automatically.

The Status section includes Add Due Transactions, which looks for and adds scheduled transactions that are due.

A valid weekly or monthly automated movement imported from old Money Owed appears here as an enabled recurring schedule. It starts with the first future transaction date after import; past transactions already imported are not created again.

Add a Recurring Transaction

  1. Open an owned account.
  2. Choose More > Recurring.
  3. Choose Add Recurring Transaction.
  4. Enter a Description and amount.
  5. Choose Daily, Weekly, Monthly, or Yearly for Frequency.
  6. Choose a First Transaction Date.
  7. Review the displayed Time Zone. Money Owed records the device's current time zone when the schedule is created; it is not a separate picker.
  8. Choose Save.

The First Transaction Date is the first date a transaction will be added. A positive amount is owed to the account owner; a negative amount is owed by the owner. The device's current time zone is recorded and stays with the schedule.

Add Due Transactions and Catch Up

Choose Add Due Transactions to run the check. Status messages tell you:

  • Whether the schedule has been checked since you opened the app
  • Whether the check completed
  • How many transactions were added
  • Whether more due transactions remain

Money Owed can add up to 24 overdue transactions in one check. If more are due, check again to continue. Added Automatically shows the newest 20 automatic transactions.

Schedule Rules

  • Schedules created in the current app use the device time zone recorded when they are created. Schedules imported from the old Money Owed use UTC, matching the old service.
  • Daily schedules advance by one calendar day, including across daylight saving changes.
  • A monthly schedule uses the last valid day when a month is shorter.
  • A yearly schedule keeps its original month and day. A February 29 schedule runs on February 28 in non-leap years and returns to February 29 in leap years.
  • The old-data import calls attention to schedules on days 29-31 because the old service skipped dates that did not exist instead of using the month's last day.
  • Transactions created by a schedule cannot be edited or deleted.
  • Automatic transactions do not send new-transaction notifications.
  • Only the account owner can configure a schedule or create its due transactions.
  • The Watch app does not run recurring schedules.

Edit or Disable a Schedule

Open Recurring and select a schedule. Editing and saving a disabled schedule re-enables it. If a schedule already has automatic transactions, changing its frequency or re-enabling it may require a First Transaction Date after the existing history.

To stop future automatic transactions, choose Disable Recurring Transaction and confirm. Disabling does not change existing transactions.

Shared Accounts

Participants can see recurring schedules on a shared account, but the account owner controls them. A participant with write access can add manual transactions but cannot configure the owner's schedules.

If Pro Is Not Recognized

Existing enabled schedules remain visible and continue to run. You can disable one, but adding a new schedule, changing an existing one, or re-enabling a disabled schedule requires Pro. See Money Owed Pro if a purchase or restore is not recognized.

Recurring Transaction Troubleshooting

  • Confirm the schedule is enabled and the account is owned by you.
  • Choose Add Due Transactions and read the status message.
  • Confirm the First Transaction Date, frequency, and time zone.
  • Open the main app on a device used by the account owner. The Watch does not run schedules.
  • Allow sync to complete before checking another device.